Member contributions are set at a minimum of 5% of a member's pensionable salary. But you can make Additional Voluntary Contributions (AVC's) in multiples of 0.5%. AVCs accrue interest on the same basis as the compulsory contributions. However, where you opt to make AVCs, your employer shall not be under any obligation to match them with extra contributions.

Yes, it is mandatory by Law for you to pay NAPSA contributions. Mukuba Financial Services Limited managed private pension scheme separate from NAPSA, created by the employees and the employer.

Yes. under the current Zambia labor laws, 60 years is the normal retirement age and this is reflected in the Rules of the pension scheme

If you previously worked for an approved Pension fund to which you were a member, you may, transfer your accrued benefits to Mukuba Pension Trust Defined Contribution Scheme.